Let’s be real: “operating agreement” doesn’t exactly spark joy. It ranks somewhere between “root canal” and “on hold with the IRS.”
But if you’ve got a family business, a career reboot, or a real-deal venture (not just manifesting passive income), this document is your rulebook, prenup, and business safety net in one.
The catch? Hiring a lawyer to draft it can cost $2,000–$5,000. Ouch.
What if you could build a legit, state-specific, bank-approved operating agreement using ChatGPT—in under 30 minutes?
✅ No infomercial gimmicks
✅ No legal degree required
✅ No “wait, what’s a capital contribution?” confusion
You’ll learn how to:
At Calculated Moves, we help smart entrepreneurs like you skip the chaos, cut the taxes, and focus on what matters—like growing your business (not drowning in paperwork).
Start by heading into the ChatGPT Marketplace or browsing Custom GPTs.
Search for “Operating Agreement” or better yet, your state-specific version (e.g., “Texas LLC Operating Agreement”).
Some GPTs are built to walk you through each section like a friendly paralegal. If you can’t find one, don’t panic—just upload a sample agreement (from a trusted source or another business in your state) and tell GPT to use it as a reference.
💡 Pro tip: State laws vary. A California LLC isn’t the same as one in Tennessee. Don’t let your doc scream “I copied my cousin’s from Ohio.”
Before jumping into the ChatGPT convo, round up your business basics. Here's what you’ll need:
Don’t skip this prep—it’s the difference between a professional document and “GPT, what even is this?”
ChatGPT is most powerful when it asks you questions. Use an interview-style prompt to get the best results.
Start the convo like this:
“I want to create an operating agreement. Please interview me about my business structure, members, and key operational details.”
GPT will then guide you with smart, targeted questions to make sure you’re not missing anything important (like who gets to fire who).
Once the agreement is generated, read it line by line. GPT is good—but it’s not Perry Mason.
You’ll likely need to tweak the language and clarify any awkward phrasing.
And if you’re feeling fancy? Pass it to an attorney for a final check. Since you’ve already done the hard part, they won’t charge you for an hours-long interrogation.
🧾 Traditional attorney-drafted agreement = $2,000–$5,000
🤖 ChatGPT-generated + attorney review = maybe $250–$500
🧘 Peace of mind + tax savings + legal clarity = priceless
We get it. You didn’t start your business to play amateur legal assistant.
At Calculated Moves, we’re not just about bookkeeping and tax returns (though we’re really good at those).
We help family businesses, reinvented entrepreneurs, and growth-hungry founders navigate the mess and move forward—with clarity, strategy, and fewer IRS-induced headaches.
By using AI tools strategically, you’ll save time, money, and energy—and still come out with a professional, customized operating agreement that gives your business a solid legal foundation.
So don’t wait.
Draft your operating agreement today.
Protect your business, your money, and your relationships.
Because your future self doesn’t want a lawsuit—they want a margarita.
Please follow us on Facebook and Instagram. Please make sure to check out our blog and our website link below. Subscribe to our YouTube channel and hit the bell to be notified when we post. Email me at donna@calculatedmoves.com.
Donna Bordeaux, CPA with Calculated Moves
Creativity and CPAs don’t generally go together. Most people think of CPAs as nerdy accountants who can’t talk with people. Well, it’s time to break that stereotype. Lively, friendly, and knowledgeable can be a part of your relationship with your CPA, as demonstrated by Donna and Chad Bordeaux. They have over 50 years of combined experience as entrepreneurial CPAs. They’ve owned businesses and helped business owners exceed their wildest dreams. They have been able to help businesses earn many times more profit than the average business in the same industry and are passionate about helping industries that help families build great memories.