EIDL Loan Forgiveness: Request Forgiveness Now!

…Before Your Next Payment Sends You Into a Spreadsheet Spiral

Let’s be honest—when you signed up for that EIDL loan during the chaos of COVID, you were probably thinking:
“This will help me survive.”
Now you’re thinking:
“Why does survival come with a payment plan?”

EIDL loans were supposed to be a lifeline. But for small business owners like you, those “lifelines” are turning into financial anchors. And while PPP got forgiven faster than your cousin's college debt, EIDL loans are still dragging on like a group text that won’t die.

Here’s the deal—there may not be a “magic forgive button” yet, but there is a strategy to push for it. And we’re giving it to you.

🚫 The SBA Hardship Program Is Closed

If you were hoping to reduce your payments through the SBA’s Hardship Accommodation Plan… that ship has sailed. The program closed on March 19th, 2025.

If you applied before that date? You’re fine for now—you can complete your current hardship term.
If not? They’re no longer taking applications or renewals. Which means: no more official ways to lower your payments.

So what now?

💡 It's Time to Push for Forgiveness—Here’s How

We’ve crafted a powerful, professional letter template you can send to your federal representatives (yes, actual humans in Congress). This letter makes the case that EIDL loans under $1 million should be fully forgiven, just like PPP, ERC, and other pandemic-era programs.

Our Argument:

• Other COVID relief required zero repayment
• EIDL repayment terms are now creating unnecessary hardship
• The burden is falling hardest on small businesses already fighting to survive
• Forgiving sub-$1M loans would provide meaningful relief without breaking the budget

📄 Where to Get the Letter (It’s Free. No Catch.)

👉 Go to calculatedmoves.com/eidlforgiveness

You can download the template instantly—no registration, no email, no sneaky funnel. Just real help for real business owners. Why? Because we’re sick of seeing entrepreneurs punished for doing the right thing during a crisis.

Once you’ve got the letter:

• Customize the parts in [brackets]
• Print or email it to your U.S. Representative and Senators
• Share it with your business buddies—the more voices, the louder the message

🧠 Pro Tips to Make Your Letter Pack a Punch

1. Include your business story. Tell them how your EIDL loan helped—and how repayment is hurting.
2. Be specific. Mention your loan amount and monthly payment.
3. Send it more than once. Fax it, email it, tag them on social. Do what you need to do.
4. Rally your people. If 100 small business owners in your district send a similar letter? That’s when things start moving.

💬 Why This Matters (Even If You’re Still Hanging On)

You may be able to make the payments today, but what about next year? Or the next recession?
Other COVID programs didn’t require repayment—and EIDL forgiveness would provide overdue fairness and relief.

This is your chance to speak up, stand up, and fight back.
Because your business deserves the same forgiveness every other relief program got.

🧭 At Calculated Moves, We’ve Got Your Back

We help family businesses, career-changers, and modern entrepreneurs:

• Make smarter money moves
• Cut through red tape with confidence
• Keep Uncle Sam out of your pockets—and your nightmares

You’ve got better things to do than wrestle with government forms and legalese. Like growing your business. Or finally taking a day off. Or catching up on bookkeeping (wait—call us for that).

👉 So What’s Next?

✔ Download the letter
✔ Personalize it
✔ Send it
✔ Share it
✔ Repeat

Grab it now → calculatedmoves.com/eidlforgiveness

Because your future self doesn’t want to be stuck making EIDL payments in 2027.
They want a profitable business, a low tax bill, and maybe a boat.

Let’s make it happen.

Connect with us!

Please follow us on Facebook and Instagram. Please make sure to check out our blog and our website link below. Subscribe to our YouTube channel and hit the bell to be notified when we post. Email me at donna@calculatedmoves.com.

Donna Bordeaux, CPA with Calculated Moves

Creativity and CPAs don’t generally go together. Most people think of CPAs as nerdy accountants who can’t talk with people. Well, it’s time to break that stereotype. Lively, friendly, and knowledgeable can be a part of your relationship with your CPA, as demonstrated by Donna and Chad Bordeaux. They have over 50 years of combined experience as entrepreneurial CPAs. They’ve owned businesses and helped business owners exceed their wildest dreams. They have been able to help businesses earn many times more profit than the average business in the same industry and are passionate about helping industries that help families build great memories.