Maximize Earnings From Straggler 401(k) Accounts

September 30, 2023

Charting the Course to Financial Freedom

At Calculated Moves, we’ve charted the course to financial freedom for many a modern entrepreneur, family business, and career reinventor. We’re the compass that guides you away from expensive mistakes and towards profitable decisions. Our mission? To fend off Uncle Sam, boost your profits, and let you focus on what you truly love – be it hunting for buried treasure or simply enjoying a sunset on the tranquil waters of success.

The Problem with Forgotten 401(k)s

Now, let’s talk about those stray 401(k)s from your former employers, shall we? They’re like forgotten islands on an old pirate’s map, brimming with potential wealth that’s just waiting to be claimed. But there’s a catch – they’re guarded by the corporate Kraken, who feeds on administrative fees and complicates access to your own money.

The Impact of Administrative Fees

Picture this: You and I invest in the same mutual fund, but while mine is in my own IRA, yours is under the watchful eye of your ex-employer’s 401K plan. Fast forward to the year-end dinner, where we compare our account balances. Spoiler alert: Yours will be lighter, all thanks to the sneaky snatching of administrative costs by the corporate Kraken.

The Power of Control Over Retirement Plans

The solution? Roll out those old 401(k)s into an account under your own command. This way, you’ll not only maximize your earnings but also gain the freedom to reallocate and access your funds when you need them most.

The Importance of Diversification

Remember, having control over your retirement plans is like having the captain’s wheel in your hands. You can steer clear of risky overallocations, navigate towards diversification, and chart your own course to financial success.

Working with a Financial Advisor

So, pull out your spyglass and start looking for those straggler 401(k)s. Work with a financial advisor to consolidate them under one account, and together, we’ll turn those forgotten islands into a prosperous archipelago of wealth.

Conclusion: Setting Sail Towards Financial Freedom

Ready to hoist the sails and set off on this treasure hunt? Then let’s cast off the corporate chains and dive into the world of financial freedom!

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Donna Bordeaux, CPA with Calculated Moves

Creativity and CPAs don’t generally go together. Most people think of CPAs as nerdy accountants who can’t talk with people. Well, it’s time to break that stereotype. Lively, friendly, and knowledgeable can be a part of your relationship with your CPA, as demonstrated by Donna and Chad Bordeaux. They have over 50 years of combined experience as entrepreneurial CPAs. They’ve owned businesses and helped business owners exceed their wildest dreams. They have been able to help businesses earn many times more profit than the average business in the same industry and are passionate about helping industries that help families build great memories.