Stop Giving Half Your Money to the IRS

November 24, 2025

Let’s be honest: if the IRS were a person, you’d have blocked them by now.

They don’t help with fulfillment.
They don’t answer support tickets.
They don’t hop on Zoom to brainstorm your next launch.

And yet somehow…they’re your silent 40–50% business partner.

Gross.

The Awkward Moment After Your “Big Break”

Here’s how it usually goes.

You finally have the moment you’ve been grinding toward:

  • The launch hits six figures in a week
  • The studio has its best season ever
  • The agency finally crosses that magical “we’re actually a real business now” revenue line

You post the Stripe screenshots.
You celebrate.
You maybe order that “I’m not available for cheap people” mug from Etsy.

Then tax season rolls around and…

Your bookkeeper (if you have one) is sweating.
Your CPA is asking questions you don’t have answers to.
And the IRS is just sitting there, fork and knife in hand, ready to eat.

Suddenly that $1,000,000 year feels suspiciously like $400,000 once taxes, sloppy bookkeeping, wrong entity choice, and “oops, we forgot that” expenses show up to the party.

All that work. All that risk.
And somehow Uncle Sam is more excited about your year than you are.

The Real Difference Between “Broke but Busy” and “Quietly Wealthy”

Everyone talks about funnels, ads, launch strategy, and high-ticket offers.
And those matter. They really do.

But here’s the uncomfortable truth nobody wants to put on the sales page:

Scaling revenue without a financial game plan is the fastest way to make everyone else rich…except you.

The broke-but-busy entrepreneur flexes gross revenue:

“We did $250k this quarter!”

The quietly wealthy entrepreneur flexes what they keep:

“We did $250k this quarter and I’m only paying what I actually owe in taxes…
and taking home more than last year without working more.”

Same top line.
Totally different life.

What’s the difference?

  • They chose the right entity (yes, LLC vs S-Corp can be a five-figure decision).
  • They had a tax strategy before the IRS letter showed up, not after.
  • They track their numbers monthly, so they know exactly what’s profit, what’s reinvestment, and what’s theirs to actually enjoy.

In other words, they stopped letting Uncle Sam freestyle in their bank account.

You Have Better Things to Do Than Argue With the IRS

If you’re a family business owner, a reinvented late-career entrepreneur, or a modern creator cobbling together income from courses, coaching, brand deals, and “one more little offer”…

You don’t need another part-time job as your own CFO.

You’ve got:

  • Clients to serve
  • Products to create
  • Kids, pets, teams, and a life that doesn’t care what quarter-end looks like

You absolutely do not have time to:

  • Google “should I be an S-Corp or an LLC?” at 11:47 PM
  • Pray your bookkeeping is “good enough”
  • Hope you didn’t miss a huge tax deduction again

That’s where a real strategy comes in.

Not “throw receipts in a folder and hope” strategy.
Not “TurboTax will figure it out, right?” strategy.

I’m talking about:

  • A plan to pay less tax legally
  • Clean books that don’t make your eyes glaze over
  • Financial preparedness so you can make smart decisions before money moves, not after

Why This Article Exists (And Why You Should Keep Reading)

This isn’t another guilt-trip post about “you should’ve known better.”

This is a practical, slightly salty, totally doable guide to:

  • Stopping the 50% tip you’ve been accidentally leaving the IRS
  • Structuring your business so it actually supports the lifestyle you’re working for
  • Outsourcing the time-sucking, brain-melting money tasks to people who live for this stuff

Calculated Moves exists for exactly this reason:
to help family businesses, reinvented careers, and modern entrepreneurs make more, keep more, and stress less while we keep Uncle Sam from moving into the guest room.

If you’re tired of:

  • Big revenue, small bank account
  • Feeling broke every April
  • Wondering where it all went

…then you’re in the right place.

In the rest of this article, we’re going to walk through:

  • The silent ways you’re overpaying the IRS (without even realizing it)
  • The entity mistake that’s costing many entrepreneurs five figures a year
  • The simple monthly habits that separate “busy and broke” from “calm and profitable”
  • When it’s time to stop DIY-ing and hand the financial wheel to a pro

Next up: how your “seven-figure year” quietly turned into a “four-hundred-thousand-dollar reality”…and exactly what to change so it doesn’t happen again.

Connect with us!

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Donna Bordeaux, CPA with Calculated Moves

Creativity and CPAs don’t generally go together. Most people think of CPAs as nerdy accountants who can’t talk with people. Well, it’s time to break that stereotype. Lively, friendly, and knowledgeable can be a part of your relationship with your CPA, as demonstrated by Donna and Chad Bordeaux. They have over 50 years of combined experience as entrepreneurial CPAs. They’ve owned businesses and helped business owners exceed their wildest dreams. They have been able to help businesses earn many times more profit than the average business in the same industry and are passionate about helping industries that help families build great memories.